The Kcc Loan Mafi Yojana 2025 is a significant benefit for farmers according to the Indian government. This KCC Loan Waiver scheme will relieve small and marginal farmers of the burden of debt and will go into effect on 1 May. Millions of farmers nationwide use Kisan Credit Card (KCC) loans each year for farming purposes, but frequently they are unable to make timely loan repayments because of crop failure, natural disasters or declining market prices. Farmers experience both financial and mental stress as a result. To address these issues facing farmers, the government has introduced a new plan. A target of 12 crore farmer’s debt waivers has been established under this scheme. This news is crucial for you if you have also taken out a loan with KCC.
Kcc Loan Mafi Yojana 2025
The Kisan Karj Mafi Yojana is managed by the government to help farmers who have loans from their Kisan Credit Cards. Farmer’s loans up to Rs.2 lakh are waived under this arrangement. There is good news for you if you also took out a loan from local KCC, the government has made the list of farmers who are eligible for loan waivers public. You will not be charged for a loan up to Rs.2 lakh if your name appears on this list.
Small and marginal farmers that are struggling financially make up the majority of farmers in our nation. Through the Kisan Credit Card, loans with low interest rates are made accessible to these farmers. In addition to the rise in inflation, farming has become extremely costly in the modern day. As a result, farmers take out loans that they can’t pay back. The government forgives farmer’s loans. This allows farmers to work without mental stress.
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Objective of Kcc Loan Mafi Yojana 2025
The main objective of the Kcc Loan Mafi Yojana is to give small and marginal farmers financial support. The government is forgiving loans for farming if the total amount borrowed is less than Rs 2 lakh. In addition, the list of government schemes is available here. This action is a significant attempt to relieve the farmers of their debt and increase their financial capacity.
Overview of Kcc Loan Mafi Yojana 2025
| Name of the yojana | Kcc Loan Mafi Yojana 2025 |
| Launched by | Indian government |
| Launched date | 1 May 2025 |
| Beneficiaries | Small and marginal farmers |
| Objective | Waiving off the loans taken by farmers through KCC |
| Application mode | Online and Offline |
| Official website | https://upkisankarjrahat.upsdc.gov.in/ |
Eligibility Criteria
- The applicant must live in india.
- The minimum age requirement for the farmer is 18.
- A current Kisan Credit Card (KCC) is required of the farmer.
- A limit of Rs 2 lakh should be the maximum borrowing amount.
- Eligibility is limited to small and marginal farmers who possess no more than two hectares of land.
- No family member needs to work for the government.
- The financing needs to be used exclusively for farming.
- The deadline for repaying the loan is 31 December 2025.
Benefits
- Up to Rs 2 lakh in loans are waived.
- Farmers will be able to concentrate on farming once the burden of debt is lifted.
- Farmers may invest in modern farming if they are debt free.
- You won’t have to worry about paying back the loan.
- Applying and reviewing the list is a simple and easy procedure.
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Required Documents
- Passport size photograph
- Aadhaar card
- Land ownership certificate
- Kisan credit card
- Bank account details
- Mobile number
Application Process of Kcc Loan Mafi Yojana 2025
- First you have to visit the State Agriculture Department or the relevant portal.
- The homepage will appear on your screen.
- Click on the KCC loan waiver scheme link.
- Enter your KCC number and other required details.
- You have to upload all the necessary documents.
- Submit the application form and get the receipt number.
Offline Application Process of Kcc Loan Mafi Yojana 2025
- Visit to the agriculture office or bank branch that is closest to you.
- You have to take the application form.
- Fill all the necessary details in the form.
- You have to attach all the necessary documents.
- You have to submit the application form.
How to Check Names in KCC Loan Mafi Yojana List?
- Visit to the agriculture office or bank branch that is closest to you.
- Select Loan Waiver scheme or Debt Waiver List option.
- Enter your Aadhaar number or KCC number.
- Check the list for your name.
- The loan will be forgiven if the name appears.
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FAQs
Will all farmer’s loans be forgiven?
Only farmers who match the qualifying requirements and have taken out a loan of up to Rs 2 lakh through KCC will have their loans forgiven.
How can I look up a name on the list?
Using your Aadhaar or KCC number, you may visit the state agricultural department’s website to verify the name on the list.
When will the scheme’s benefits be available?
The application and process must be finished by the scheme’s deadline of 31 December 2025.
What is the official website of this Kcc Loan Mafi Yojana?