The Gujarat Karmayogi Swasthya Suraksha Yojana 2025 is a remarkable healthcare protection scheme introduced by the Gujarat State Government. This visionary initiative is aimed at providing cashless medical services of up to ₹10 lakh to All India Services (AIS) officers, state government staff, officers, and pensioners. By providing end-to-end medical care, the scheme respects the service and hard work of public servants, protecting the health of their families with an easy online application method.
Objective of Gujarat Karmayogi Swasthya Suraksha Yojana
The main Objective of the Gujarat Karmayogi Swasthya Suraksha Yojana is to provide Gujarat’s serving and retired government employees with financial security and healthcare cover. The scheme guarantees these individuals and their relatives have access to free and quality medical care at empaneled hospitals nationwide. It recognizes their dedication and gives them a stress-free medical experience with no out-of-pocket costs for availed treatments.
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Overview of Gujarat Karmayogi Swasthya Suraksha Yojana
| Name of the Scheme | Gujarat Karmayogi Swasthya Suraksha Yojana 2025 |
| Launched By | Gujarat State Government |
| Launch Year | 2025 |
| Target Beneficiaries | Government Officers, Employees, Pensioners, AIS Officers |
| Healthcare Coverage | Up to ₹10 lakh per family |
| Application Mode | Online |
| Issuing Body | State Health Agency, Gujarat |
| Definition of Family | As per Gujarat State Service (Medical Treatment) Rules 2015 or AIS Medical Attendance Rule 1954 |
| Eligibility | Permanent residents of Gujarat in eligible service roles |
| Official Website | NHA Website |
| Contact Email | pmjay[at]nha[dot]gov[dot]in |
Financial Benefits Under Gujarat Karmayogi Swasthya Suraksha Yojana
Under this scheme, eligible families receive healthcare coverage up to ₹10 lakh per year. This amount can be used for:
- Hospitalization expenses
- Critical illness treatments
- Surgeries and intensive care
- Pre- and post-hospitalization care
All treatments are completely cashless at listed hospitals, ensuring ease and peace of mind for government workers and their families.
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Eligibility Criteria
To benefit from the Gujarat Karmayogi Swasthya Suraksha Yojana, applicants must meet the following conditions:
- Must be a permanent resident of Gujarat.
- Must be a government employee, pensioner, officer, or AIS (All India Services) officer.
- Must possess a valid PMJAY (Pradhan Mantri Jan Arogya Yojana) card.
Required Documents
Applicants need to provide the following documents while registering for the scheme:
- Aadhaar Card
- PAN Card
- Address Proof
- Valid Email ID
- PMJAY Card
- Bank Account Details
Salient Features
- Healthcare Coverage up to ₹10 Lakh: All eligible beneficiaries will receive cashless treatment for various medical conditions.
- Recognition for Government Service: The scheme honors the contributions of government servants by securing their health.
- Wide Hospital Network: Access to both public and private hospitals empanelled under the PMJAY scheme.
- Family Coverage: As per the Gujarat State Service (Medical Treatment) Rule, 2015 and AIS Medical Attendance Rules, 1954.
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Gujarat Karmayogi Swasthya Suraksha Yojana Apply Online
The application process is straightforward and can be completed in a few steps:
- First, you visit the official NHA website.
- Click on the “Login” section. Enter your mobile number and captcha code to proceed.
- Search for your details using one of the following:
- State
- District
- Aadhaar Number
- PMJAY Scheme Name
- PMJAY ID
- Family ID
- Click on the “Action” button once the matching record appears.
- On the new page, click on “Action” again to proceed with application registration.
- The registration form will appear. Fill in the required personal and official details accurately.
- Upload the necessary documents and click on “Submit” after reviewing the form thoroughly.
Once submitted, your application will be reviewed, and if eligible, you will be issued a Gujarat Karmayogi Swasthya Suraksha Yojana card.
Contact Details
For any queries, concerns, or assistance related to the scheme, contact:
- Email: pmjay[at]nha[dot]gov[dot]in
- Official Website: https://pmjay.gov.in
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FAQs
Which state launched the Gujarat Karmayogi Swasthya Suraksha Yojana 2025?
The Government of Gujarat launched this scheme in 2025.
What is the healthcare coverage provided under this scheme?
Beneficiaries will receive cashless treatment worth up to ₹10 lakh.
Who can apply for the Gujarat Karmayogi Swasthya Suraksha Yojana?
Government employees, pensioners, officers, and AIS officers who are permanent residents of Gujarat.
Is it necessary to have a PMJAY card?
Yes, having a valid PMJAY card is mandatory to avail benefits under this scheme.