The Government of Karnataka has launched the Gruha Lakshmi Scheme Karnataka 2025 to support and empower women in the state. The scheme provides monthly financial assistance of ₹2,000 to eligible women through Direct Benefit Transfer (DBT). It focuses on helping housewives, landless women, and agricultural laborers, aiming to improve their standard of living and make them financially independent. With over 1.28 crore women expected to benefit from this initiative, the scheme is a major step towards gender equality and economic support for women in Karnataka.

What is Gruha Lakshmi Scheme Karnataka?

The Gruha Lakshmi Scheme Karnataka is a flagship welfare program initiated by the Karnataka Government under the leadership of Chief Minister Siddaramaiah, with strong advocacy from Rahul Gandhi. The program primarily aims to assist women economically by providing them with a consistent monthly income. Around 1.28 crore women are expected to benefit from this scheme, allowing them to meet essential household needs and improve their quality of life.

The scheme focuses on supporting women who are the heads of their families, and the financial aid ensures that women, especially from lower-income groups, gain a sense of financial security and empowerment.

Also Read: Gruhalakshmi Mahiti Kanaja Scheme

Objective of Gruha Lakshmi Scheme Karnataka

The primary aim of the Gruha Lakshmi Scheme Karnataka is to uplift the social and economic status of women in Karnataka state. By providing regular financial support, the government wants to:

• Empower women to meet their basic needs independently.
• Recognize the unpaid work of housewives.
• Reduce poverty among low-income families.
• Promote gender equality within households and society.

Overview of Gruha Lakshmi Scheme Karnataka

Scheme Name	Gruha Lakshmi Scheme Karnataka
Launched By	Government of Karnataka
Financial Assistance	₹2,000 per month
Beneficiaries	Women who are heads of households
Application Mode	Online & Offline
Disbursement Method	Direct Benefit Transfer (DBT)
Official Portal	Seva Sindhu Guarantee Schemes Portal

Eligibility Criteria

• Must be a resident of Karnataka.
• Should belong to Antyodaya, BPL, or APL families.
• Must be listed as the head of the family on the ration card.
• Only one woman per household is eligible.
• Government employees and women who pay income tax are not eligible.
• Women whose husbands pay income tax or file GST returns are also not eligible.

Also Read: Kalaignar Magalir Urimai Scheme

Benefits of Gruha Lakshmi Scheme Karnataka

• Monthly financial assistance of ₹2,000 to eligible women.
• Helps women manage household and personal expenses.
• Improves the standard of living of women from low-income groups.
• Supports housewives, landless women, and agricultural laborers.
• Boosts the financial independence of women in rural and urban areas.
• Encourages women to become more self-reliant and confident.

Required Documents

• Aadhaar card of the applicant
• Ration card
• Aadhaar card of the husband (if applicable)
• Active mobile number
• Bank account details

Selection Process

• Only eligible women who meet the income and household criteria will be selected.
• Applications will be verified by local authorities.
• The beneficiary list will be published on the Seva Sindhu Guarantee Schemes Portal.
• Door-to-door surveys may be conducted for additional verification.

Gruha Lakshmi Scheme Karnataka Application Process

Women can apply for the scheme either online or offline:

Online Application Steps:

• Visit the official Seva Sindhu Guarantee Schemes Portal.

• Click on the “Gruha Lakshmi Yojana” option on the homepage.
• A pop-up window will appear—click on the apply link.
• Fill in all required details in the application form.
• Upload the necessary documents.
• Click on “Submit” and note down your application number.

Offline Application:

• Visit the nearest Grama One, Karnataka One, Bangalore One, Nada Kacheris, or Bapuji Seva Kendra.
• Collect and fill out the application form.
• Submit the form along with the necessary documents.
• Officials may conduct a door-to-door survey to record applicant details.

Also Read: Praja Palana Application Status

Contact Details

Helpline number – 08022279954, 8792662814 or 8792662816

FAQs

What is the Gruha Lakshmi Scheme Karnataka?
It is a welfare scheme by the Karnataka government providing ₹2,000 per month to eligible women who are the heads of their households.

Who can apply for the Gruha Lakshmi Scheme Karnataka?
Women listed as head of the family on Antyodaya, BPL or APL ration cards can apply, provided they or their spouses are not government employees or taxpayers.

How can I apply for the scheme?
Applications can be submitted online through Seva Sindhu portal or offline at Grama Forest, Karnataka Forest or other government offices.

When did the scheme start disbursing the amount?
The government started transferring Rs 2,000 per month through the DBT system from August 30, 2023.

How to check the status of my application?
Visit the Seva Sindhu Portal and use your application number to check the status.