PMAY 2.0 Urban Apply Online:- We all know that at this time various types of housing related schemes are being run by the Government of India. The objective of which is to provide their own pucca house to the citizens of India. Taking forward this objective, the government has launched PMAY-U 2.0 on 9 August 2024. Through which financial assistance will be provided to one crore urban poor and middle class families to buy or rent a house in urban areas in 5 years. So if you are that eligible reader. Who can take advantage of the scheme. So this article is for you only. Under this article, we will tell you about the objective, benefits and features of the scheme, eligibility criteria as well as PMAY 2.0 Urban Apply Online 2025. So without wasting time, let’s know about the process of PMAY 2.0 Urban Apply Online 2025 so that you can get the needle of housing.

Name Of the Scheme	PMAY 2.0 Urban Apply Online
Launched by	Government of India
Objective	Provide Housing Facilities
Total Budget	₹10 lakh crore
Beneficiaries	Citizen of India
Targeted Beneficiaries	LIG, EWS, MIG, LIG
Application Mode	Online/ Offline
Contact Details	011-23060484, 011-23063620
Official Website	PMAY 2.0 Urban Apply Online

Read Also: PMAY 2.0 Urban Status

Although PMAY 2.0 Urban Scheme was started by the Government of India on 9 August 2024, but this scheme has been approved on 1 September 2024. Till now many people have got the benefit of this scheme and people are still applying for this scheme. Affordable housing will be provided to the families through this scheme. This scheme will provide financial assistance of up to 2.50 lakh per unit with a total investment of Rs 10 lakh crore. In which you will be provided with the facility of RCC roof, toilet kitchen etc. The benefit of this scheme will be given first to single women, disabled persons, senior citizens, transgenders and sanitation workers and street vendors, individuals etc. So that they can get a good house. To avail this scheme, the process of PMAY 2.0 Urban Apply Online has also been released.

The main objective of launching PMAY 2.0 Urban by the government is to provide home facilities to all the poor citizens. So that he can get the facility of home. At present, there are many such people. Who can neither build a house nor live on rent due to inflation. Due to which they have to face a lot of problems in every season, but to end this problem, the central and state governments are running many schemes related to housing. Like the Government of India has released PMAY 2.0 Urban Scheme. To take advantage of this scheme, all the applicants can apply online. That too you will not need to go to any public service center yourself. Which will save a lot of your time and money.

• The cost of house construction is shared by the Central Government, State/Union Territory Governments, and Beneficiary.
• The central assistance varies according to the region, according to which Rs 2.25 lakh per unit will be given in the North-East and hilly states, out of which Rs 0.25 lakh will be given by the state government.
• In other states, Rs 1.5 lakh per unit and Rs 1 lakh will be given by the state government.
• Along with this, home loan subsidy of up to Rs 1.80 lakh will be given under the Interest Subsidy Scheme (ISS).
• The beneficiary has to contribute at least 25% of the cost of the house or project

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• Interested applicants should belong to EWS, LIG ​​and MIG families in urban areas.
• Applicant Must be a permanent resident of India.
• Beneficiaries can avail any vertical of PMAY-U 2.0, but should not have received any housing assistance in the last 20 years. If so, an undertaking may be required.
• Beneficiaries whose parents have already received housing benefits will be placed second for benefits.
• The left-out houses will not be approved in PMAY-U 2.0 till December 31, 2023.
• Beneficiaries can avail PMAY-G or PMAY-U 2.0, but the benefit will not be given again.
• States/UTs can add EWS income limit with the approval of the Ministry of Housing and Urban Affairs.
• Widows, single women, persons with disabilities, senior citizens, transgenders, SC/ST persons, minorities and city street vendors and construction worker groups will be given priority to avail the scheme.
• EWS families should have an annual income of Rs 3 lakh, LIG ​​category Rs 3 to 6 lakh and MIG Rs 6 to 9 lakh.
• Interested people can choose either of PMAY-G (rural) and PMAY-U 2.0.
• All eligible beneficiaries must have Aadhaar card.

• Aadhar Card
• Pan Card
• Income Certificate
• Bank Account Details
• Caste Certificate
• Land Documents
• Passport Size Photo
• Email ID
• Phone Number.

• Beneficiary Led Construction (BLC)
• Affordable Housing in Partnership (AHP)
• Affordable Rental Housing (ARH)
• interest Subsidy Scheme (ISS)

Step 1. First of all you have to go to the Official Website of PMAY 2.0 Urban.

Step 12 Now the homepage of the website will open with you, on the homepage you have to click on the option to “Apply for PMAY-U-2.0“.

Step 3. There you have to read all the instructions given carefully and then click on the option to “Proceed“.

Step 4. Now you have to upload all the necessary documents required for the application.

Step 5. Enter the required details like state, household income, vertical and click on the option of “Check Eligibility”.

Step 6. Now you have to provide your Aadhaar number and name as per Aadhaar.

Step 7. Now an OTP will be sent to the mobile number linked to your Aadhaar, enter this OTP and click on the option of submit.

Step 8. After entering all the information, you have to select any one bank and click on the option of process.

Step 9. In this way, under this scheme, PMAY 2.0 Urban Apply Online Process will be done.

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Step 1. Go To Official Website of PMAY 2.0 Urban

Step 2. On the home page of the official website, you have to find the “Track Status” option and click on it.

Step 3. Now a new page will open in front of you where you will have to enter your Aadhar card number.

Step 4. After entering the Aadhaar card number, click on the “submit” button and in this way you can track your application status.

• Helpline Number – 011-23060484, 011-23063620

What is the duration of this scheme?

This Pradhan Mantri Awas Yojana (PMAY) Urban 2.0 will be implemented for 5 years from 2024 to 2029.

How will the beneficiaries be selected in the scheme?

The benefits will be given based on the eligibility criteria by the States/UTs and lending institutions.

What is the goal of PMAY 2.0 Urban Apply Online?

To fulfill the objective of “Housing for All” by meeting the housing needs of various urban areas and ensuring equitable access to housing for all eligible groups.