Apun Bahan Scheme Assam 2024 has been started by the Government of Assam. Through this scheme, loans will be given to all the employees of the state. So that they can reduce their commuting problems by purchasing a motor vehicle. Under this scheme, officials will be given 2% interest on purchasing petrol or diesel vehicles and 3% on electric vehicles for male employees and 3% on each vehicle for female employees. To take advantage of Apun Bahan Scheme, you have to apply through the official website of the scheme. Through this article, we are going to give you all the information related to Apun Bahan Yojana Assam 2024. You are requested to read the article till the end.

Name of the scheme	Apun Bahan Scheme Assam
Launched by	Dr. Himanta Biswa Sarma, CM of Assam
Objective	Providing interest subsidy on vehicles to state government employees.
Beneficiaries	Citizen of Assam State
Helpline no.	781006
Application Process	Online and Offline
official website	—–

Also Read: Mukhyamantri Atmanirbhar Asom Scheme

The main objective of launching Apun Bahan Scheme Assam by the state government is to provide loans to all eligible citizens of the state to buy their vehicle at low interest. So that they can easily buy a vehicle and their problem of commuting is reduced. Under this scheme, the people of Assam will be able to fulfill their basic needs for subsistence and work life balance. Along with this, they will also be able to save the cost of commuting. So that they can save their money for any other work. Along with this, eligible citizens will save a lot of time by getting the benefit of Apun Bahan Scheme Assam.

Through this scheme, the Assam government will provide the following benefits to the eligible citizens. Which are as follows:-

• Apun Bahan Scheme Assam has been started recently by the state government. Through which employees will be given loans to buy vehicles.
• All applicants can also repay the loan amount for a minimum period of 3 years and maximum period of 7 years.
• The subsidy amount will be transferred directly to the salary account of the applicant by the Assam government.
• By taking advantage of Apun Bahan Scheme Assam, citizens will save time and money.

• 2% reduction in interest rate for male employees on purchase of petrol or diesel vehicles and 3% on purchase of electric vehicles.
• 3% rebate on interest rate on purchase of each vehicle for disabled women employees.

The maximum loan amount will be 48 times the net monthly income or ₹15 lakh, whichever is lower.

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• The repayment period of Apun Bahan Scheme is 3 to 7 years. Payments will be settled on Equated Monthly Installments (EMI) basis with Check-O facility, Post Dated Cheques (PDC) and Electronic Clearing Services (ECS).

• Only permanent residents of Assam will get the benefit of this scheme.
• Along with this, the candidate will have to serve the Assam state government for seven years.
• The annual income of the family of all the candidates of the state should not exceed Rs 3 lakh.
• The age of eligible citizens of the state should be between 21 to 53 years.
• All the candidates will have to serve the Assam state government for seven years.

• Aadhar Card
• PAN Card
• Mobile Number
• Email ID
• Address Proof
• Passport Size Photo
• Electricity Bill.

All applicants have to submit their application form through DDO. The process of which is as follows:-

Step 1. First of all you have to collect all the required documents and application form from the concerned bank and submit it to the DDOs.

Step 2. After this you should attach the documents and include the payable and withdrawal details of the salary of the government employee (applicant). Which will be duly labeled and certified by the concerned DDOs in the form itself.

Step 3. Now after observing your application form, the bank officer will decide whether the applicant is eligible or not. After which the process will proceed.

Step 4. If the bank officer feels that the applicant is eligible. So he will be transferred the financial assistance amount directly to his salary account. After which he can easily withdraw his money.

Also Read: Amrit Brikshya Andolan Certificate

• Helpline Number – 781006

What is the loan amount and tenure period of Apun Bahan Scheme?

The maximum loan amount will be 48 times the net monthly income or ₹15 lakh.

Who can take benefit of this scheme?

Only government employees of Assam state can avail the benefits of this scheme.

How much interest rate discount will be given to disabled women under this scheme?

Under this scheme, disabled women officers are given 3% interest subsidy.